Posts Tagged ‘Valuation’

Valuation uncertainty in falling property market

Friday, September 18th, 2009
According to the latest edition of the HMRC inheritance tax and trusts newsletter, executors should consider obtaining three independent valuations of a property before submitting form IHT400. Failure to do this may result in penalties under HMRC’s ‘reasonabe care’ regime.

Negative trends within the property market has led to uncertany in extimating property prices, with personal representatives increasingly asked to reduce valuations after probate whilst prices fall.

In the newsletter, HMRC suggest that it will normally refuse to re-value a property if the estate has already paid IHT based on an agreed valuation. It will only consider re-valuation if the original estimate was done with incomplete or incorrect information. “The recent fall in property values alone is not sufficient reason to re-open an earlier value”, it says.

PRs must instruct valuers to estimate for an open market sale “under normal market conditions and marketed properly with no discounts for a quick sale or the time of year”, says HMRC. Also, the valuer’s attention must be drawn to factors that might raise the price, such as development potential.

HMRC suggest that three valuations from different estate agents, or a RICS valuation if a definitive figure is required, would “go a long way in demonstrating that the liable persons exercised reasonable care”.

Sources:

Step UK News Digest

HMRC